According to the FTC, a large-scale scam is taking place in the midst of the pandemic — imposters are filing claims for unemployment benefits using the names and personal information of people who have not filed claims. The fraud is typically discovered when these people get a notice from their state unemployment benefits office or their employer about their supposed application for benefits.
Stay Alert – Imposters File Unemployment Claims
If this happens to you, it means a scammer is using your Social Security number and date of birth. Take these steps:
- Report the fraud to your employer. Keep a record of who you spoke with and when.
- Report the fraud to your state unemployment benefits agency. You can find state agencies here.
- If possible, report the fraud online. An online report will save you time and be easier for the agency to process.
- Keep any confirmation or case number you get. If you speak with anyone, keep a record of who you spoke with and when.
- Visit IdentityTheft.gov to report the fraud to the FTC and get help with the next important recovery steps. These include placing a free, one-year fraud alert on your credit, getting your free credit reports, and closing any fraudulent accounts opened in your name. This site will also help you add a free extended fraud alert or credit freeze to your credit report to make it more difficult for an identity thief to open new accounts in your name.
- Review your credit reports often. For the next year, you can check your reports every week for free through AnnualCreditReport.com. This can help you spot any new fraud quickly.
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